Farmers and rural communities face many risks to their business. These include droughts, floods, pests and diseases, and other market disruptions.
There are programs and services to help you prepare for, manage and recover from these events.
Find help in hard times.
- Farm Household Allowance
Check if you’re eligible for up to 4 years of support. For farming families experiencing financial hardship.
- Rural Financial Counsellors
Call 1300 771 741 for free, independent financial counselling. For eligible primary producers and small businesses experiencing or at risk of hardship.
- Mental health services
Call Lifeline on 13 11 14 or find other mental health support.
- Recovery Connect
Find out about help from other governments, organisations and charities. For those affected by drought or disaster.
Prepare for change
You don’t need to be in hardship to be eligible.
- Farm Management Deposit Scheme
Set aside income in good years that you can draw on when you need it.
- Farm investment and other loans
Apply for low-cost, low-interest Regional Investment Corporation loans. For farm businesses and farm-related small businesses.
- Tax deductions
For fencing, dams, pumps, silos, bins, landcare operations and carbon sink forests.
- Income tax averaging
Even out your income and tax payable to allow for fluctuations.
You don’t have to go it alone
Do you want to know more about:
- diversifying your production
- managing price and input risks
- farm exit and succession plans
- structuring your business in a tax effective way
- accessing rebates and concessions
- expanding your off-farm income
- maintaining soil moisture and ground cover
- new farm practices and technologies
- other financial, social and personal support?
While you decide what is best for your business, there are people you can talk to about your options. They include:
- farm industry groups
- banks, accountants and agronomists
- federal, state and local governments
- charities and other non-government organisations.
Our Future Drought Fund helps farmers and rural communities prepare for drought. This is along with other rural support listed earlier on this web page.
Farm business resilience
Access subsidised training and coaching to help you achieve your farm business goals.
Drought Resilience Self-Assessment Tool
See if you’re ready for dry conditions with this free tool.
Climate Services for Agriculture
Find historical, seasonal and future climate data for your area with this free tool.
Local drought hubs
Get expert advice on how you can prepare your farm for drought.
Apply for low-interest Regional Investment Corporation loans for drought-affected farmers.
Support in your state or territory
- New South Wales
- South Australia
- Western Australia
- Northern Territory
- Australian Capital Territory
Everyone has a role to play in drought
The sooner you seek support, the easier it will be to stay or get back on track.
Fact sheet download
You can also find this help and support listed in our downloadable fact sheet.
Drought assistance fact sheet (PDF 235 KB)
Drought assistance fact sheet (DOCX 165 KB)
If you have difficulty accessing these files, visit web accessibility for assistance.
If you’re affected by flood, follow all instructions given by authorities. Call 000 if you are in immediate danger.
Visit the National Emergency Management Agency website for the latest flood related support.
Check if you’re also eligible for other rural support listed on our web page.
Find up-to-date advice on other risks or disruptions.
- Future Drought Fund case studies of drought resilience
- NSW farming families’ use of Farm Business Resilience Planning
- VIC farmer’s use of Farm Household Allowance
- Tasmanian farmer’s use of Regional Investment Corporation loan
- WA farmer case studies in regenerative agriculture
- QLD grazier case studies of climate adaptation
Visit our media centre for the latest updates on drought, disaster and rural support.